Panichelle Insurance

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What is Commercial Umbrella Insurance?

Commercial umbrella insurance – a policy designed to provide protection against catastrophic losses. It generally is written over various primary liability policies, such as the business. Commercial umbrella insurance provides an extra layer of liability protection by covering costs that go beyond your other liability coverage limits. In other words, commercial umbrella insurance complements other

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The importance of powersport insurance

Powersports coverages are designed to protect riders of motorcycles, scooters, dirt bikes, ATVs, UTVs, personal watercraft, jet boats and snowmobiles. There are many situations and circumstances where you might need powersports insurance and not even know it. Benefits of Powersports Insurance  Most products are transferable. Improved resale value. $0 deductible included or available on all

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The differences between homeowners, renters and condo insurance

Have you ever wondered about the differences between homeowners, renters and condo insurance? In some ways, they’re similar, and in many ways there are significant differences.   Homeowners insurance is for those who own their home or apartment, and it covers both the structure of the home and their personal belongings. Renters insurance is purchased by

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Renters Insurance Compared to Homeowners Insurance

Renters Insurance Compared to Homeowners Insurance Are you considering purchasing a home for the first time? Or maybe you’re downsizing, selling your home and moving into an apartment? Whether you’re a renter becoming a homeowner, or a homeowner becoming a renter, you have a lot to think about. As far as insurance is concerned, be sure you

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