Life insurance is a well-liked job perk that both companies and employees can enjoy. Offering it is entirely optional, but it’s worth thinking about if you and your employees could benefit from the potential savings associated with group insurance. Before you offer a life insurance policy to employees, you will need to think about what […]
Employer-Provided Life Insurance Read More »
You have regularly paid your insurance premiums as a small company owner. When it comes time to submit a claim, it might be a shock to find out that your claim has been refused and that you will have to pay out of pocket – especially if you thought you were protected. The following are
Mistakes Small Business Owners Make When Filing Claims Read More »
Even if your boat is being kept indoors for the winter, you may want to have your boat insurance in place. While it may be tempting to cancel your insurance coverage to save money while your boat is in storage for the season, it’s vital to remember that your boat is still at danger. The
Do I Need Boat Insurance through the Winter? Read More »
If you are considering either an in-ground or above-ground swimming pool, it’s a good idea to call your home insurance company first. The pool will likely have an impact on your homeowners insurance. What You Should Know. Pools present two insurance considerations – damage coverage and liability coverage. Damage protection helps repair or replace your
How Pools Affect Your Homeowners Insurance Read More »
Looking for a new firm can help you find a policy that better suits your needs. You might find a reduced premium, more coverage alternatives, more discounts that you qualify for, or previously unavailable services. Here’s how to make sure the transition goes as smoothly as possible. Making the switch to a new company –
How to Switch Car Insurance to Panichelle Insurance Read More »
When comparing your RV insurance options, it’s important to get a policy tailored to your type of RV, your lifestyle and personal preferences. Most RV insurance companies provide typical coverage elements as a starting point, such as whether you’re a full-time or part-time RVer. These coverages, which are defined below, are the backbone of every
Even if you’re not required to have boat insurance, it’s important to protect your boat and your crew from harm. Insurers consider many factors when deciding whether or not to offer a policy. Almost any boat can be insured— for a price. You want to consider the following to make sure the policy you purchase
When you boil things down, you really have two options when it comes to life insurance term vs. whole life. When considering which type of life insurance you should purchase, understanding the basics, benefits, and realities of both term or whole life insurance is important in making a decision that is best for you. Term
Term Life Insurance vs whole life Read More »
Accidents of any kind tend to happen when you are least expecting them. Maybe it’s your usual commute that you drive every day, or maybe you’re just running a quick errand. If you want to know what to do after a motorcycle accident, there are some critical steps to take in order to assist your
Steps to take if you are in Motorcycle Accident Read More »
Whether you’re hitting the trail, the links, or just the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected. Here at Panichelle Insurance we cover Snowmobile Insurance, UTV, ATV and Dirt Bike Insurance and Motorcycle Insurance. Powersports insurance is needed to cover physical damage to your
Powersports Insurance Read More »
